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Peach State FCU Blog

5 Pros and Cons of Using a HELOC for Home Improvements

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It may come as something of a surprise, but a reported 90 percent of homeowners are planning some form of upgrade. Many anticipate making home

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IRAs: 5 Tips for Ideal Retirement Living

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Perhaps your youngest child recently moved out of the house, or maybe you have just welcomed a new child to your family. No matter the reason you have

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20 Back to School Tips for Staying Organized This Year

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It’s that time again when summer fun comes to an end, and we begin to take the steps needed to get organized for the new school year. From managing class

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10 Helpful Tips when Refinancing Your Mortgage

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If you are thinking about refinancing your mortgage to a lower rate, then you are probably hoping to save money on your monthly payments. You can also go

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The Pros and Cons of Unsecured Loans

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There are a variety of different types of loans available to borrowers today. Unfortunately, since the circumstances and individual consumer need varies

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Why Using A Personal Loan For Debt Consolidation May Not Be the Best Choice

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American consumer debt reportedly exceeds $14 trillion, and it seems many people accumulate more — not less — as they get older. Recent data points to a

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What You're Missing in Your Search for the Best Car Loan Rates

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Here's What Will Really Help You Find the Best Car Loan and Car Loan Rates   If you're shopping for a car, chances are you're also shopping for a car

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Buying Your First Home? How to Pick the Best Neighborhood for You!

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Finding your first home is one of life’s adventures. For first time home buyers, it’s also an excellent financial investment. Yet what many forget with

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The Best Travel Rewards Credit Card Will Surprise You!

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Travel for work or pleasure will probably be ramping back up before we know it. If you haven’t already, be prepared to receive daily offers – email,

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How to Use Direct Deposit to Help You Save

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A direct deposit is a fund that is electronically deposited to your bank account rather than through a paper check. The most common use for a direct

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