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Peach State FCU Blog

How to Build Credit with a Credit Card

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credit score paperwork

Securing a credit card and utilizing it each month can be an effective strategy to build a robust credit score. While other borrowing and repayment

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End-of-Life Planning: Make Arrangements for Your Money Now

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It's not the most pleasant topic to think about, but it is important to make plans for your money in the event of your death. Here are 4 important tips

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Bad Credit Loans: How to Avoid a Scam

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Nearly everyone has a credit history and a credit score. Whether yours is poor, fair, good, very good, or excellent is based on a myriad of factors — from

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5 Mistakes to Avoid as a First-Time Home Buyer

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As you prepare to buy your first home, you likely face the process with a mixture of fear and excitement, and for good reason. This is a major financial

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4 Tips You Should Know When Using an Auto Loan Calculator

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family at car dealership

Here's How to Make Sure You Don't Overpay for Your Car and Car Loan Everyone wants to get the best price on their next car purchase. Finding a car with

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Find the Best Low Interest Rate Credit Cards – You Should Have More Than One

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Types of Low Interest Rate Credit Cards Whether you’re trying to establish credit, or you want to make a large purchase, using a credit card is a great

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5 Ways Students Can Save on Textbooks

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It’s a huge accomplishment to be accepted to college! These four (plus?) years will likely be expensive and any way to save some money can be helpful.

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Personal Loans vs. Payday Loans: What’s the Difference

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At some point in their lives, most people will need to borrow money. While some people have a friend or family member who is willing and able to lend the

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5 Dos & Don'ts - Applying for a Home Loan

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Buying your first home doesn't have to be a terrifying experience. However, that's how many perspective homeowners view the process. According to

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How to Use a Home Equity Line of Credit

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People who own a home have options when looking for additional funds. For people who are wondering how to use a home equity line of credit, or HELOC, to

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