<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1460686050826651&amp;ev=PageView&amp;noscript=1">

Why are my credit scores different?

woman confused looking at laptop

Credit scores usually range from 300-850 points. If you’ve checked your credit score from different sources (credit bureaus like Equifax, TransUnion, etc.), you may have noticed that the scores are slightly different.

Here's why your credit scores may appear slightly different:


Credit scores are generated with information reported by lenders to credit bureaus. Your credit report is used by lenders like Peach State to determine the risk when making loans to our members. Scores are based on various factors including:

The credit bureaus weigh each of these factors differently and may receive different information from prior lenders. Plus, not all lenders report to all credit bureaus, which may result in different scores. The date that you access your score may also be why you’re seeing a different score if the bureau has outdated payment information. And, if there is an error on a credit report, this could lead to a different score from each bureau.

Looking to improve your credit score? Check out free resources from BALANCE Financial Fitness.

We also offer products to help rebuild or begin building credit. Call our Loans By Phone center at 770.580.6000 or visit a branch to speak with a Loan Specialist who can help!

View All Blog Posts


Corporate Office

1505 Lakes Parkway, Suite 100
Lawrenceville, GA 30043
No branch onsite.

Routing Number: 261174759

Important Notice: You are accessing a secure site with confidential information which is restricted to authorized persons only. Unauthorized access or use is not permitted and constitutes a crime punishable by law. Violators will be prosecuted to the fullest extent of the law.

This website includes links to a variety of financial information and resources for your convenience. By clicking these links, you are leaving the Peach State Federal Credit Union website. Peach State is not responsible for the content or accessibility of these websites. The credit union is not responsible for, nor do we represent you or the external website if you enter into any agreements or transactions. We recommend reviewing the privacy and/or security policies of any website that you visit as they may differ from our website.